IBPS CWE (Clerk) Marketing Knowledge Quiz : 02

March 16, 2016

1. Which of the following cannot be called as a debt instrument as referred in the financial transactions?
a) Certificate of deposit
b) Bonds
c) Stocks
d) Commercial papers

e) Debentures


2. Whenever RBI does some open market operation transactions, actually it wishes to regulate which of the following?
a) Inflation

b) Liquidity in economy
c) Borrowing powers of the banks
d) Flow of foreign direct investments
e) None of the above

3. The actual return of an investor is reduced sometimes when the prices of the commodities go up all of a sudden and in financial sector this type of phenomenon is known as
a) Probability risk

b) Market risk
c) Inflation risk
d) Credit risk
e) None of these

4. The availability of cash and other cash like marketable instruments that are useful in purchases and investments are commonly known as:
a) Cash crunch
b) Liquidity

c) Credit
d) Marketability
e) None of these

5. The Reserve Bank of India keeps on modifiying various rates/ratios to keep the flow of liquidity in the market in a balanced manner and which of the following rates/ratios/indexes is not directly controlled by the RBI?
a) Cash reserve ratio
b) Bank rate
c) Repo rate
d) Reverse repo rate
e) Wholesale price index


6. An account in which trading of shares in their electronic form is done is known as:
a) Demat account

b) NRE account
c) NRO account
d) FCNR account
e) RFC account

7. The process of transformation of physical shares, commercial paper or certificate of deposit into electronic form is called as:
a) Electronic clearing service
b) Electronic securitization
c) Share truncation
d) Dematerialisation

e) None of the above

8. Where is the headquarters of “Society for worldwide Interbank Financial Telecommunication – SWIFT” situated?
a) New York
b) Los Angels
c) Brussels

d) Hague
e) None of the above

9. Cheque truncation means:
a) Tearing a cheque into two or more pieces
b) Sending the photostat copy of a cheque in collection
c) Using the electronic image of a cheque
d) Keeping the Photostat copy of a cheque with collecting bank before sending the original cheque to the drawee branch
e) None of the above

10. A bank recently introduced a new deposit scheme which was not popular amongst the public and what do you mean by the risk associated with this?
a) Operations risk

b) Credit risk
c) Liquidity risk
d) Market risk
e) None of the above





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