IBPS PO Common Interview Questions

January 25, 2015

1.  When do you use a WACC versus a cost of equity ?

2.  why do u want to work in a bank?

3.  why you choose the career in retail banking

4.  Are banks can fix PLR voluntarily

5.  What is the slogan of Andhra Bank?

6.  what is work of a clerk

7.  what are your achievements?

8.  why capital is shown on liability side in the balance sheet?

9.  What are your negative traits or weakness?

10. what appeals to you most about banking & joining bank?

11. what is repo rate?

12. What is meant by DSS?

13. what is RBI

14. How bank will earn profit?

15. if you get another opportunity would you go

16. difference between bank and financial institution?

17. how sbi differs from other banks?

18. Why do you choose banking in your career?

19. Please explain the function of SEBI?

20. What is a demat account ? which one is best?

21. What is the difference between public and private bank?

22. What do you mean by general banking staff?

23. Why do you want to be the part of Barclays?

24. Cause of world recession

25. What is the procedure for establishing of a big company and industry these days? Pl explain 
about authority which control
over it and permit to commence and various types of capital that has been fixed by the authority and that paid by the share
holders in several installments?

26. Diff b/w MOLAP and ROLAP?

27. It is advisable to ask questions after interview sessions and what are the type of questions are we supposed to ask

28. What are your reasons for changing the job

29. If someone is invited for an interview in bank category,what are the likely questions?

30. What are career scopes for a PO/MT

31. Describe your most outstanding non-academic achievement and highlight the challenges faced in meeting your set

32. Why would you like to change career from technical field to Banking field?

33. Can someone deposit cash in his bank to debit my account in a different bank e.g Barclays to Cooperative being an ex-servicemen why you are choosing bank clerk as employment

34. being a arts student how you will you work in bank

35. what is the Purpose of Fact less and  Fact Table?

36. What do you mean by Cost of capital?

37. what is the scope in finance after completing MBA?

38. which are the banks in India whose headquarter is located in Chennai?

39. What are the products of banks

40. what do know about private and public sector banks

41. How can i be a banker?

42. How long will it take for you to make a significant contribution?

43. what are the responsibilities of your current or previous position?

44. What is your most significant accomplishment?

45. If is were your first day,what you would say to the associates you will be working with?

46. What have you done to overcome major obstacles in your life?

47. Are you willing to relocate?

48. How would you describe your work style?

49. What was the last book you read?

50. What area of this job would you find most difficult?

51. What leadership roles have you held?

52. What accomplishment are you most proud of?

53. What has been your greatest crisis,how did you solve it?

54. What person has had the greatest influence on you,why?

55. What do you like best about your job/school..what do you like least?

56. How has college prepared you for this career?

57. What are your salary requirements?

58. What frustrates you?

59. What aspect of this job do you consider most crucial?

60. What are your long-range career objectives and how do you plan to achieve them?

61. How do you think a friend would describe you?

62. What can you say about the previous companies and bosses you worked with?

63. What is the theory of interest rates

64. how will you work with local language at far-flung areas in other state?

65. what is the main qualification need to enter as a management trainee in a bank

66. who is a customer service officer

67. What is a Conformed Dimension?

68. What is a draft?

69. Why do you call p&l a/c as a P&l a/c ?, why not P{or}L a/c

70. Have you applied to any other areas apart from banking?

71. What significant trends do you see in the future for banking industry?

72. What are some of the more important/news worthy deals we just closed?

73. do you know who are the major players in the industry

74. What is the recent debt waiver scheme announced by central government?

75. What does the bank gain by hiring you?

76. how do you consider yourself for the bank P.O job


78. Being a science student,how do you think you can work in a bank?

79. why do You want to join as a bank Po if You have completed MBA in HR? which qualities will 
be beneficial for bank?

80. What would you like me to know most that is not in your resume?

81. Give an example of how you worked on a team.

82. Give me an example of a situation where you demonstrated leadership.

83. What are you learning that will help you in your work with us?

84. how can NPA reduced?I


86. what is public bank interview etiquette's and dress code

87. why banking sector is growing

88. What are hierarchy levels in banks

89. what is prime lending rate

90. what is the difference between commercial bank and private bank?

91. how to introduce yourself at bank interview

92. what is rupee appreciation?

93. What is the meaning of government's securities

94. what is the role of probationary officer in bank

95. Why you should be selected in our bank?

96. What is mobile banking?

97. what is commercial bank means

98. What are the differences between saving account and current account

99. how an engineer can implement his knowledge in retail banking?

100. Advantages of nationalization of bank

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